Spec-loan.com is your online portal for the most aggressive builder spec and investor construction loans available. Our lenders accept construction loans from mortgage brokers in addition to working directly with consumers. Simply request a Spec Construction Loan quote and we will put you in contact with a specialized lender within 24 hours. Most sources of Spec Loans all use the same program, we don't! We are the exclusive source for all of our construction loans.
- $5000 Out-Of-Pocket for Down Payment and Closing Costs
- Financed Interest Reserve to avoid payments during construction
- Up to 4 Construction Loans per Borrower
- Loan Amounts to $1,000,000.00
- No Income Verification available
- Builder Spec Loan
- Builder acts as Borrower and Contractor to complete and sell or retain home
- Flexible draw schedule and fast draws
- Financing for many loans banks were unwilling to make
- Real Estate Investment Property Spec Loan
- Allows the average person to invest in new construction with only $5,000 out-of-pocket
- Take advantage of potential apprecaition during construction
- Flexible Exit Strategy: Sell upon completion or Retain as a Rental
If you are interested in investing in Pre-Construction but don't know where to start, check out PreConstruction for a list of Pre-Construction Investments.
Check out our new Pre-construction Duplex program. Financing Pre-construction Duplex properties with only $5,000 down.