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January 2007
Spec-Loan.com begins financing Preconstruction Duplex Properties with only $5,000 down. A list of available Preconstruction Duplexes with $5,000 down is available here.
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Ocala, Florida Investment Property
$5,000 Down Investment Duplex in Ocala, Florida


Preconstruction Duplex in Ocala, Florida
Investor Duplex Property located in Ocala, Florida

The Wellington

Location: Ocala, FL
Total Size: 1,000 SQFT per side
Living Area: 1,000 SQFT per side
Layout: 2 Bed, 2 Bath (each side)

Interested in this Property?


Questions & Answers

Q. Why shoud I buy a property before it is built?

A. This is a great question! There are some substantial benefits of having a new property built through our program. Having a brand new property to offer for rent is more attractive than an older one. A brand new home is very appealing to tenants making it easier to rent. Secondly, during construction you will have no payments. This gives you time for potential value increase without making payments or being a landlord.

Q. How can I buy a property with only $5,000?

A. Through our unique financing program we allow you to count the builders discount to you towards down payment. This greatly reduces your out of pocket cost to acquire the property. Leverage is a key concept in real estate investment and our program truly allows you to maximize your leverage

Q. Is it hard to qualify for this program?

A. Our program allows for "No Income Verification" and requires a 700 credit score. Most people are able to qualify and take advantage of this amazing program.

Q. Are there any other Preconstruction Duplex properties available??

A. Yes! you can see a full list of the Preconstruction Duplex properties we have available.

Pricing Breakdown

Total Investment Out of Pocket: $5,175
Acquisition with all Costs: *est $225,000
Current Appraised Value: (Dec. 2006) $250,000
Upfront Value minus cost: $25,000

About the Project

Although Ocala has seen substantial growth, there is likely going to be dense competition in the resale of single family homes in the foreseeable future. With the median house price now over $200,000, an increase of over 20% during the last 2 years multi-family units are bound to be a hot item. This is an untapped niche.

Construction Specs

  • Engineered for FL Building Code
  • CBS Construction
  • Steel Reinforced concrete floors
  • Visqueen vapor barrier under slabs
  • All permits and Impact Fees
  • Engineered roof trusses system
  • Fungus resistant, three tab fiberglass shingles (20 year)
  • Continuous exhaust ridge vent
  • One year soil treatment for subterranean termites
  • One Survey
  • PEX or CPVC water lines
  • Elongated bowl toilets
  • "Moen" or equivalent washer less faucets (chrome color)
  • Tub/shower surround for bathrooms (no wall tile)
  • Double stainless stell kitchen sink with sprayer
  • Double element quick recovery 40 gallon water heater
  • Ice-maker supply lines
  • Two exterior hose bibs
  • Bathroom fixtures (tub, surrounds, toilets and sinks)
  • 150-amp back to back electrical services (Standard overhead power)
  • Standard toggle switches throughout (white)
  • Pre-wire for two T. V. outlets
  • Pre-wire for ceiling fans in bedrooms, kitchen and living room
  • Two exterior weatherproof electrical outlets
  • Smoke detectors in each room
  • High-efficiency central air and heat (10 Seer minimum rating)
  • Air-conditioned walk-in closets
  • R-19 fiberglass insulation in ceiling
  • R-11 fiberglass insulation in frame partition walls
  • R-4.1 Fi-Foil on exterior masonry walls
  • Custom made kitchen cabinets and bathroom vanities with Formica tops
  • Medicine cabinets in bathrooms
  • 21 Cubic foot refrigerator with ice-maker
  • Self-cleaning range with range hood and fan
  • Dishwasher
  • Tinted glass windows
  • Screens on all operating windows
  • Weather-sealed
  • White frame
  • Tempered glass on all sliding glass doors
  • Cermic tile flooring in kitchen, foyer and bathrooms
  • Wall to wall carpeting in living room, bedroom, den and hallways
  • Skip-trowel textured finish on interior walls
  • Painted colonial style interior doors
  • Colonial style bi-fold closet doors
  • Decorative masonry finsih on exterior walls
  • Aluminum frame, single hung windows with tinted glass
  • Raised panel, insulated steel front door
  • Raised panel, steel garage door with window
  • "Kwikset" antique brass door knobs and entry locks
  • All exterior doors to receive dead bolt locks
  • Contemporary style front elevation, per plans
  • All soffits are perforated vinyl or aluminum
  • Interior studs at 16" on center maximum
  • Plate glass mirrors over vanities
  • Washer hook-up
  • Electrical dryer venting
  • Fully finished garage
  • Garage floors to have smooth finish
  • 1,000 feet of standard brush finished concrete driveways
  • 8,000 square feet of Bahia Sod
  • One septic system with one lift station
  • One 4" well
  • One aerator and one water softener
  • One concrete culvert pipe under driveway